Supply & Earn

Supply your assets. Earn interest, staking yield, or both — automatically.

How do I supply?

Navigate to the "Supply" section and click on "Supply" for the asset you want to deposit.

Enter the amount you would like to supply and click on "Supply" to submit your transaction. You begin earning interest as soon as your supply transaction successfully lands on-chain. Note: When you supply ADA to Liqwid, you earn both:

• Interest from borrowers using your ADA • Cardano staking rewards — passed through directly to you. You can claim them in our reward page: https://liqwid-rewards.sundaeswap.finance/

It’s a dual interest+yield model unique to Liqwid’s ADA market.

What are qTokens?

The assets users supply into Liqwid markets are represented as qTokens. Supplier's qTokens function as a “receipt” token indicating that the owner of the qTokens can withdraw a value-equivalent amount of underlying assets from the market, plus any interest accrued since the initial deposit.

Liqwid qTokens are similar to the LP tokens users receive when providing liquidity on decentralized exchanges (DEX).

How much will I earn?

• Your earnings depend on supply-demand conditions in each market — and the type of asset you supply. ADA, for example, earns both staking rewards and borrower interest, while stablecoins earn interest only.

• Higher utilization rates typically result in higher interest rates earned by suppliers.

• Each supported asset on Liqwid has its own market with a unique Annual Percentage Yield (APY) that updates regularly according to liquidity supplied and borrowed.

Is there a minimum or maximum amount to supply?

There is a minimum amount set for each market and displayed in the supply modal for each asset.

Supply caps were introduced as a risk control feature in Liqwid v2. As a result if a market has a supply cap level applied you may supply any amount up that cap which is displayed for each market on the market's details page.

This is an illustrative example.

Can I borrow at a fixed rate?

No, the Liqwid protocol only supports borrowing with variable interest rates based on supply and demand in each market.

Do borrowers earn anything on their collateral?

Yes — especially in the ADA market. When borrowers lock ADA as collateral, they continue earning staking rewards on that ADA during the life of the loan. Liqwid uniquely enables this dual utility.